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Apply for Mercedes-Benz Financing Online

Our pre-qualification is a quick and easy way to see where you stand before you step foot in our showroom. Take a few minutes and complete our secure online application from the comfort of your own home today.


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Auto Financing Has Never Been Easier

When you choose Mercedes-Benz of Hunt Valley for your auto financing needs, you can expect:

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Easy Credit

Regardless of your credit situation, chances are we can find a lender and a program to fit your budget.

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Worry-Free Financing

We offer a wide range of finance and lease programs with a menu that makes financing with us clear and simple.

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Straightforward Pricing

You'll receive a great price on new and pre-owned vehicles. So you'll save time and get a great value.


Frequently Asked Questions

Is it better to lease or buy a car?

It depends. Leases and loans are simply two different methods of automotive financing. One finances the use of a vehicle; the other finances the total cost of a vehicle. Each has its own benefits and drawbacks. It's not possible to simply say that one is always better than the other because it depends on your own particular situation and preferences. You must not only look at the financial comparisons but also at your own personal priorities and what's important to you.

Do you like driving a new car every two or three years, prefer lower monthly payments, or drive under 10,000 miles per year? Leasing might be the best option.

Do you like to keep your car for longer than three years, drive more than 10,000 miles per year, or enjoy modifying or customizing your car? You should probably consider purchasing your next vehicle.


Lease vs Buy

Can I trade in my car that's not paid off?

In a word: yes. Trading in a financed vehicle is very common. There are a few things to still be aware of though.

If you are underwater with your current loan (you owe more than your car is worth), the negative equity will be added to the new loan.

If you are not underwater, the remaining loan balance will simply be deducted from the value of your trade-in.

In both cases, we will take care of paying off the lien holder and getting the title for your vehicle. This is one less thing you have to worry about when you trade in your car with us, versus selling it privately. In fact, we will even buy your car from you regardless if you buy a vehicle from us!


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How much should a car down payment be?

It is recommended to put at least 10% down on the purchase of a new or pre-owned vehicle, but as little as $500 can be sufficient in many cases. There is no harm in putting down as much as possible though, and we would suggest aiming for putting down around 20% to help lower your monthly payments.

You don't necessarily need to have this cash on hand though. If you are trading in a vehicle, the value of your trade-in will help cover most of, if not all, of your down payment.

If you are interested in having the lowest possible down payment, taking advantage of our low or no money down lease specials may be your best option. Check out our current lease offers today or contact us for more information.


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Can I finance a used car?

Absolutely! We offer financing on all of our vehicles, both new and pre-owned. In fact, banks typically see lending through a dealership like us as less risky compared to lending to a private party. So when you finance a pre-owned vehicle through us, not only are you are more likely to get approved, you will probably get better loan terms too.

Get pre-approved for pre-owned vehicle financing today with our online finance application, then be sure to check out our complete selection of pre-owned cars, trucks, and SUVs for sale near you!

View Pre-Owned Inventory

Can I get a car loan with bad credit?

Yes! Thanks to our worry-free financing, we are able to offer new and pre-owned vehicle financing to almost everyone, regardless of your current credit situation! Chances are we can find a lender and a financing plan that works for you.

In fact, you can even apply for a car loan from the comfort of your own home today with our fast and secure online finance application. If you have any questions, feel free to give us a call to speak with one of our knowledgeable finance team members. We are dedicated to getting you behind the wheel of a new or pre-owned vehicle regardless of your credit score.


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Mercedes-Benz Protection Plans

Your vehicle is a big investment, so it's important to keep it protected. Mercedes-Benz of Hunt Valley offers an array of protection plans to help you with mechanical breakdowns, routine maintenance, and unexpected emergencies such as vehicle theft, flat tires, road hazards, spills, and dents. Drive with the peace of mind knowing that your car is protected.

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Shopping Tools


Mercedes-Benz Payment Calculator

Use our calculator tool to estimate your monthly payment amount if you know the price of the vehicle you're looking to finance or how much you want to spend in total.


Estimate Your Payment

Mercedes-Benz Special Offers

Mercedes-Benz of Hunt Valley offers a variety of lease specials and financing offers on popular Mercedes-Benz models. Getting behind the wheel of a Mercedes-Benz has never been easier.


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We'll Buy Your Car

Get a free certified offer and turn your car, truck, or SUV into cash today. Your offer is guaranteed for 7 days or 500 miles at any AutoNation location across the country.*


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Shop by Monthly Payment

Have a monthly payment amount in mind? Our affordability calculator allows you to shop for new and pre-owned vehicles within your monthly budget.**



Your Trusted Mercedes-Benz Finance Center in Cockeysville

Mercedes-Benz of Hunt Valley

When you're ready to purchase your new, used, or Certified Pre-Owned Mercedes-Benz SUV or sedan, make sure you visit the finance center at Mercedes-Benz of Hunt Valley in Cockeysville. Our dealership is open today and online.

Mercedes-Benz Specials and Lease Deals Near Me

Not sure whether you should lease or buy that C-Class, E-Class, GLC, or GLE you've always dreamed of? Our dealership can get you one of the saved vehicles you've bookmarked with monthly payments that are right for you.

If you want to drive a new E-Class or other Mercedes-Benz models every few years and travel no more than 10,000 miles a year, leasing may fit your personal needs. With a minimal down payment and competitive interest rates, the keys to your next Mercedes-Benz are within reach at lower monthly payments. Current lease offers vary, so contact our dealership to see what you qualify for.

If your personal needs change frequently, you drive a lot, and you love keeping and maintaining your Mercedes-Benz vehicle, purchasing a new vehicle or Certified Pre-Owned Mercedes-Benz could be right for you.

When you purchase a new Mercedes-Benz or Certified Pre-Owned, instantly lower your down payment with a trade-in. Mercedes-Benz will inspect your trade-in on the spot and provide you with a competitive rate that can help with your down payment.

Your down payment can also help lower your monthly payment and shorten the length of your car loan. Deciding to buy new, certified, or pre-owned is all based on your personal needs.

Plus, when you lease a Mercedes-Benz vehicle, Mercedes-Benz financing ensures minor nicks and scratches that occur beyond normal wear and tear and other related issues are covered under the First Class Lease Protection.

We have several Mercedes-Benz models at our location. Come see us when our dealership opens to drive off in your next:

Mercedes-Benz's financial services can make it happen!

How to Finance a Mercedes-Benz Vehicle

To see what you qualify for visit Mercedes-Benz finance at our finance center in the showroom. You can start the financial services process at home online by answering just a few questions.

Once Mercedes-Benz finance offers you an auto loan, it's up to you to decide what works best for you. We'll do our best to offer an auto loan that gets you a monthly payment to fit your personal needs. Our "no hassle financing" is quick and fair.

Everyone's credit score is different, but a good credit score means better interest rates and lower monthly payments.

While Mercedes-Benz finance doesn't offer a credit card, you can use a credit card to finance your new Mercedes-Benz.

We'll Buy Your Car

Mercedes-Benz of Hunt Valley can't wait to buy your old car. It only takes a few moments for one of our technicians to review your sedan or SUV. We'll make a fair offer for your used vehicle that you can use toward the down payment of your new Mercedes-Benz.

Call our phone number (410) 306-7080 or visit our Mercedes-Benz of Hunt Valley dealership to talk with our financial services staff. We're always open online and our location opens early for you. We're open Monday through Friday from 9:00 am to 8:00 pm, Saturdays from 9:00 am to 7:00 pm. Our dealership is closed on Sundays.



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Your privacy is important to us.

Mercedes-Benz of Hunt Valley takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.


*Subject to in-store verification, vehicle condition and mileage. Appraisal valid for 7 days or 500 miles, whichever comes first. See store for details. Some restrictions apply.

** These calculations are for reference purposes only. All figures are estimates only and are not guaranteed as accurate. Always consult a professional financial advisor.